My two-pronged objective for each of my clients is this: firstly, to safeguard their interests by setting up financial safety nets for them; and secondly, to provide the financial tools and expertise needed for ​them to achieve their life goals financially.

Melvin Toh​

Melvin Toh

Financial Planning Specialist, AFP, AWP
Telephone: (65) 9017 7000
Email: sg

Who Am I

Melvin Toh isn’t just a financial planning specialist with a difference; he’s a financial specialist who makes a difference.
A man with a mission, his work is driven by the belief that quality financial planning is essential for meeting the modern demands of life for our families and ourselves. Hence, despite the numerous accolades and awards that he has accumulated over the span of his career, none provides as much satisfaction to him than the friendships and trust given to him by his clients.

What I Believe In

Melvin Toh believes that a job well done always begins with understanding and empathising with the needs and demands of his clients. The road to financial freedom is so often littered with vain hopes and false promises; which is why Melvin Toh prefers to let the satisfied testimonials of his clients speak for themselves.

My Expertise

Our financial health is an important part of our lives as it is through the effective management of our money that we are able to see the fruition of our dreams and provide for the needs and wants of our loved ones. Melvin Toh has excelled in providing comprehensive and strategic roadmaps for his clients in order to reach their financial goals.


I have been a client of Melvin’s for several years now, and I have to say, Melvin is probably one of the most patient insurance agent I have ever dealt with. He is extremely accommodating and hardworking. If he cannot give you an answer right away, he always gets back with the information. It is obvious that he is not out to make an easy dollar, and he always has his clients’ best interest in mind. I would HIGHLY recommend Melvin to anyone.

Kenneth Tan
Business Development Director, Tyre Queen

Even after nearly 10 years, I continue to be impressed and appreciative of Melvin’s level and standard of client care. He always looks out for my interest, ensuring I am both financially and emotionally secure while affording me the best value available.

Gregory Crovo,
In-house Lawyer, Allen & Overy, LLP

The entire Yeo family trusts Melvin with their financial and insurance matters. To date, Melvin has already delivered more than $100,000 worth of claims for them. He is a man that delivers his word and in him, we trust.

Yeo Zhi Yong,
Director, Song Fa Bak Kut Teh