I am thankful to have Claria as my financial advisor. She has always been very prompt and polite in answering the enquiries that I have whether by phone or text messages. So far, she has been very professional and helpful when I meet her to discuss my insurance needs. She has shown good knowledge by explaining all my options and the insurance products that would suit me. Furthermore, I like that she isn't pushy and that she genuinely cares about having my insurance needs covered. I would definitely recommend her to any of my friends or family.

I first started planning for my future finances at the age of 18, with Claria of course! I was really new to the idea of planning ahead and was comprehensive at the beginning. Yet, what sets her apart from the others is the fact that she always put your interests before anything else. She will always make sure that you understand the plans that you have, the benefits and compensation even if it will mean that she might have to explain them again and again. There are many occasions where I got sick and she was very quick to notice and follow up on me, helping me with my claims if possible. It is really rare to find someone who is so diligent and consistent in their work while also being caring to their clients! Thank you Claria for taking care of my concerns and needs!

2020 marks my 4th year with Claria as my Financial Advisor. When she first approached me, I was merely a 19 years old undergraduate, with limited financial and healthcare planning knowledge. Although I was extremely new to these seemingly 'intimidating' topics, I always had the assurance that I am in safe hands because of how responsible and responsive Claria is to my needs. Since Day 1, Claria never fails to put my interests first whenever we discuss about my coverage. She plans ahead on my behalf and gave me the advices that I need as I transit into adulthood. Not only is she meticulous, caring and reliable, she is also someone that goes the extra mile for others. I remember there was once when I had issues with my claims under my school insurance. Truth be told, Claria is certainly not obligated to help me with this issue in any way since I was filing for a claim under my school insurance instead of my personal insurance. However, upon hearing the problem that I had with my claims, Claria voluntarily wrote in and followed up with AIA on my behalf. This truly exemplifies how she views her job and us as clients. Fast forward to today, I am extremely thankful to Claria for being the first person to genuinely share and plan my coverages for me. She has never neglected me despite being a young client and I have certainly no regrets choosing her as my Advisor.

I’ve known Claria since my Uni days and had her as my financial advisor for a little over a year, I have full confidence in her as my financial advisor, she’s always there to immediately address any questions or concerns that I have. She is detailed and at the same time things down easily so that it’s easily comprehensible during planning of my finances. I’m not one to be fully on top of my health coverage but Claria has planned things out and broke it down in easy buckets that I can easily understand. She’s very knowledgeable in her field, I’ve learnt a lot of health terms and financial guidance on investments from her throughout years of being her friend. Thank you again Claria for ensuring I’m taken care of by AIA 😀

Claria made the transition quickly from agent to Friend just over coffee. She means business and her business is to make sure I can get the best coverage I could afford. She handled and helped plan my finances and coverage since I was in national service and aided greatly in the transitional period of being an working adult. Trust is the first thing Claria demands, but it is well invested. How do I know I can trust her with my policies? Because she went through each point with me and made sure I was adequately covered. I’ve entrust her with my most precious commodity, my family. Thank you for reaching out to my family and helping them come up with an adequate plan. Most agents stop at the point of sales, but Claria always made time to answer post sales questions my elderly folks have about policies and even patiently answered same questions over and over again. She went beyond the lines of duty to serve my family. She is a personification of a true family friend. Thankful for you, Claria.

Claria has been taking care of my insurance policies since 2017. She is efficient, responsible and often goes out of her way to help her clients. I've seen many positive testimonials of her online, and I myself had experienced her "extra mile" too. One memorable incident was that my plan signed with a previous agent was charging me $1 yearly more than it ought to, upon switching over to Claria as my agent, she immediately notified me and filed for a change. Which agent would go through all that trouble for a mere $1? Claria would. The past years as her client has been very assuring. If you have any questions regarding insurance polices feel free to approach her, Claria would readily answer your questions and I'm sure, do her utmost to plan for you and with you. #bestAgent

I’m very thankful to have crossed paths with Claria few years back. From the start, she was there for me as a friend. Teaching me how to reach my saving goals and educating me the importance of emergency money. It was only when I started work, I felt that it is important to have a critical illness plan and the first person that came to mind was Claria. Her patience in explaining to me the policy over and over again really impressed me. She is very sincere and I know that she is in this job because she cares about her clients and hope that we will be protected should any unfortunate situation arises. Hence, no regrets choosing her as my agent.

I'm prolly the most chill person Claria will ever meet but in spite of all of that, she has been patient with my questions on the simplest info about insurance to someone who has little to zero knowledge. Purely supporting her as a close friend and there were no troubles or issues (as long as I'm paying). It's nice to know that one of my close friends watches out for my back even tho I don't put much attention to these things in life. I know I'm insured with a friend instead of an agent!

It is without hesitation that we provide a testimonial for Claria. She quoted David and my insurance and investment plans, and of course we were skeptical that as a young finance planner could do any better than our current provider. But she prove us wrong. We are so grateful for her thoroughness and time spent with us to make sure we have the best plan for our needs. Claria is a professional and terrific agent who always kept us apprised of what actions needed to be taken care of. She was very mindful of customer satisfaction and even came to my office and home to process the paperwork, despite with last minute request and multiple of change due to indecisive. Her professional attitude, patience, understanding and mindful of details, a trait we find highly commendable. We are happy to provide this testimonial for Claria.

I was a fresh graduate from university who just embarked on my first job when Claria first approached me. Naturally, I felt a bit worried as I wasn't sure if I would be able to cope with the premiums on top of all my education loans and increased living expenses as a working adult. However, Claria was very understanding right from the start. During the planning and even subsequent reviews, she was never pushy and always made sure my plans covered what I need appropriately. "I think you're covered & paying sufficiently for yourself so I will not recommend you to buy more (plans) at this juncture." It is with this statement that I know I can trust in this lady who puts her heart in her work & for the client she meets.

I met Claria through my fiancée a couple of years back. She couldn't stop talking about how great Claria was and the tremendous amount of time, effort and dedication Claria puts into each of her clients. At that point of time, I had quite a few insurance premiums to pay off and I honestly didn't need another one to tie me down further. I was sketchy before our first meeting but decided to follow through as she is a friend, and I should at least give her the chance to speak and convince me. Needless to say, I felt the conversation was rather decent. Claria was not pushy and really took the time to sit down, breakdown the information and explain to me in a simple and concise manner. She was very transparent with me throughout the meeting and spoke as "Claria" and not an "agent". She analysed my needs and recommend things that I really needed to patch up what I was lacking. This is different from the many other agents I've met in the past where they just really want to get into your wallet. It always ended up leaving a bad taste in my mouth after each conversation. Fast forward a few years and here I am a happier person! Claria has even went beyond her usual job scope and shared with me more areas where I can grow my money, rather than it sitting idly earning that few percent. While each person may have different experiences with insurance agents, it is too quick to judge someone by the negative connotation attached to it. It just means you haven't met the right person yet. And to me, Claria is that right person.

Having known Claria for 7 years, she has been a dear friend of mine. It was a clear and doubtless choice that Claria would be my family's financial consultant. She has always been a meticulous and accountable person, such as ensuring that everything is booked and in order when we go on trips and also the go-to person to get money matters sorted out if we go on meals with big groups of people. Claria has also always portrayed great empathy and kindness towards people around her, evident from her commitment in serving the people in church all these years and her tiding me through hard times. These admirable characteristics of Claria has translated into her work and she has since taken care of my family's financial plans. She is always willing to go the extra mile for my family and I, clarifying our doubts and recommending only suitable plans to my family. Something that sets Claria apart from other agents is that she cares for my family with her heart and is a friend beyond an agent. We have never looked back since! Thank you Claria

Claria is reliable and helpful in clarifying my doubts regarding a savings programme that I was planning to get with AIA. Although I knew Claria as a friend for a few years and expected an informal meeting but she maintained her professionalism and explained the savings programme in detail. She carries with her a weight of responsibility and trust. The kind of burden for wanting to help you achieve the optimal financial plan. It really puts me at ease knowing that she is helping me.

Claria is everything I look for in a financial advisor. Here's why: - She's not pushy; she respects your timing, choices, thought processes and questions. - She responds QUICKLY; every time I have an inquiry, or land myself in some sort of situation, she's ever ready to help - She goes the extra mile; thinking for my family and me, planning ahead of us. All in all, she works doubly hard so we can take a load off our shoulders. Trustworthy and capable.

When I was looking for Income replacement plans available in SG, I chanced upon AIA from their main website, filled in my email particulars. A few days later, one of their agents, Claria, got back to me. Claria was flexible in meeting time and and came with her colleague, Melvin. Both of them attended to my queries very professionally. Although I have many questions, they put up with it and even created a WhatsApp chat group so that they can address my concerns about the coverage of the plans and also work out my budget. Both Claria and Melvin worked well to match what I need and looking for perfectly. They are sincere and in doing so, have won the trust of a new client. I hope we will have a long standing relationship in terms of financial and life planning in the future. Thanks Melvin and Claria!

I first got to know Claria and the services she provides through my best friend who couldn’t stop raving about how awesome her financial advisor is. And as someone who dreads the financial responsibilities that came along with adulting, I’ve always found it hard to get started with insurance related matters. But with Claria in the picture, things started falling into place. She has been very accommodating and takes time to understand my needs and future goals. Most importantly, she has always been prompt in her replies and ready to answer any questions I might have for her. Thank you Claria for your heart-work and being someone whom I can trust!

I first got to know Claria during my university days and by some fated destiny, we became cousin- in-laws. I have to admit, I first engaged her as I was trying to be a supportive friend who would help her kickstart her career. However, she ended up helping me kickstart adulthood instead. Adulting was never easy but Claria made it systematic and achievable by customising small milestones for me. We started off with plans to make sure that I’m protected from all kinds of possible unfortunate events and moved on to savings and investments only when I had a stable income. She is an extremely reliable person who will pick up calls when I have to go to the A&E in the middle of the night and an incredibly patient person who will make sure you understood what you’re actually buying before signing the papers. I think insurance has always been a dubious thing for most people but working with Claria has made me feel safe, protected, and ready to conquer the world. Thank you bb

I'm really glad to have had Claria as my financial consultant the past year! I'm really bad at understanding (and remembering) details to do w all the different types of insurance coverage out there, and Claria has been patient throughout - from the first time when she explained my existing policies to me and also certain gaps in my coverage, till today when I'm still asking her the same questions. She does her best to make things clear and easy to understand and keep track of for me, which I appreciate very much! She's also very responsive and responsible, making sure to follow up w me when she says so. I've never felt pressured to get anything beyond my needs/capabilities either, and she's never left me unsure about anything I had to sign. Really appreciate you Claria!

Fresh out of university and into my first job, I knew I needed to get myself insured but I didn’t know where to begin. Thankful for Claria! She went through my needs and tailored an insurance plan for me. She also subsequently looked into my maternity and family insurance plans ensuring that each one of us are well-covered. Her advice was always thoughtful and genuine!

A few years ago, I was introduced to Claria when I was searching for a financial planner. I can remember our first meeting was more of a chit-chat session where she went to great lengths to better understand my financial situation and personal goals. Unlike other financial planners, I was not pressurized to make decisions or sign any papers. Instead, she was patient and accommodating while she simplified the different options and policies, along with a host of other financial terms. Apart from tailoring a solution to meet my personal needs, she was also prompt and helpful when I ran into some administration issues along the way. I am more than happy to recommend Claria to anyone looking for a friendly and reliable financial advisor.

It is one thing to have trust in your friendship but another to trust your friend on your whole life. Claria is both of the above. I was pleasantly surprised at how professional she was despite our long term friendship. Even though I was not ready 2 years back, she was patient and very kind enough to still engage all my queries. And here we are 2 years later, when I’m finally ready to get my life insured. Main point - she’s not pushy. Definitely someone I would recommend!

Claria was introduced to me because I was looking to be a Vitality member to join a gym at a discounted rate. Despite choosing a simple PA plan, Claria was very sincere in helping me and I did not feel that I was "less important". Also, when I continued to ask questions to understand the plan better, she was patient in her explanation. The "heart work" that Claria does truly resonates with me and that is the reason I have chosen to go back to her not just for my own needs, but for my family's as well. If you are looking for someone who is passionate about her work, sincere in helping, prompt with her responses and patient with questions then Claria is the one for you! Just want to say a big THANK YOU for your help!

Claria is a great person with great character. She took the time to analyse my current insurance policies and was able to make some excellent recommendations. Anytime I has any questions or concern with my insurance policies she works on my concerns right away and we are able to resolve any difficulties that might have arisen. She was extremely patient and informative. Thanks for everything, Claria!

From the beginning, I knew I would be working with a reliable and supportive financial planner. Claria has a positive and productive work attitude that does not change even under challenging situations. Not only is Claria accessible; returning phone calls and responding to messages promptly. She is also patient and detail-oriented - understanding of her client’s needs and is able to meet expectations efficiently. I highly recommend Claria’s professional expertise if you are looking for a reliable financial planner to entrust your financial planning with.

Claria has been the most patient and knowledgeable consultant I’ve ever known! Even tho there are tons of friends I know in this industry, not everyone is as responsible as Claria is! She’s nothing about force selling products that benefit her, but products that you as a customer will eventually benefit in the long run. With the personalized service and attention she has given me, I’m glad to have her handle my insurance. I dare vow that with her as my consultant, I never had to worry about my plans and coverage. Thank you so much again!

Claria made it easy for me to have peace of mind because of the good works we do together! Having to know her for a decade, thankful that she reached out to me at such a timely moment to ensure good preparation (aka insurance plans) are done before I enter the workforce 3 years ago. With the plans that she has customised for me, I am so glad to say I have options when a decision needs to be made. One thing that I remember vividly would be having to utilise my insurance plans for the first time 2 years ago due to a freak ankle accident. Her patience, meticulousness and confidence gave me assurance that all is good. And, it was! � Very thankful for her!

I am thankful to have Claria as my friend and planner. I know her as someone who is genuine, reliable and hard-working. I like that she puts the needs and interests of her clients first and is never pushy. It was always comfortable sharing with her about my concerns and doubts, and she never failed to clarify them patiently. She is definitely someone I’ll recommend to family and friends!