CO WEALTH ADVISORY

Crystin Hoo

CREDENTIALS

MDRT Since 2012 | MDRT 2023 | AIA Premier Consultant | AIA Personal Wealth Manager, AIA FA 2024 Diamond Prestige Awardee, Bachelor in Computing (NUS)

ABOUT ME

Financial Soundness dont just happen, it begins with a chat. I’ve been on a financial journey since 2010. My focus is all about shielding, preserving, and multiplying wealth, alongside crafting seamless retirement exit strategies and thoughtful legacy plans. I believe in tailoring my approach to fit seamlessly your current portfolio, aligning perfectly with your risk tolerance, and ultimately delivering results efficiently. I don't see my clients as just clients; I see them as friends. That's why I'm excited to connect with you Let's embark on this financial journey together!

TESTIMONIALS

  • Quick turn around time for claims processing

    We appreciate the quick turn around time. The claim came in fast and this really us helped alot. Thumbs up for the service. We are glad that we always well covered with good care.

    Zhang Jieru - Executive

  • Truthfulness and promptness to clients

    I have known Crystin for many, many years now since my earlier agent left AIA without any notice. Then came this wonderful lady named Crystin. Her effective and direct approach gives me a lot of confidence that I requested that she manage my entire financial portfolio. Her truthfulness and promptness of communication with me when it comes to family financial planning, especially in advising me to get the correct policies for my family. Her excellent service as an advisor, I will definitely recommend her services to my family as well as friends. Thank you Crystin you are an asset to your company.

    Daljit Singh - Security

  • Caring agent and highly recommended!

    Crystin has been of excellent help for myself and my husband when we started on a new phase in life. She is very caring like a sister, and provides practical advise for our insurance needs. We highly recommend Crystin as an insurance/wealth planning advisor.

    Kathleen Heah - Banker

  • Sincere and Committed Advisor

    Crystin is amazing! She is sincere and treat her clients with dedication and commitment. She is prompt in responding to your queries.

    Soo Huan Long - Civil Servant

  • Earnest & genuine agent

    Crystin has always come across as very earnest and genuine in the way she conducts herself. In what can often be considered a tough industry to persuade potential clients to listen, without feeling they are being sold to. Keep up the good work!!!

    David Curran - Portfolio Manager

  • Excellent service

    Crystin is a very sincere, trustworthy and personal agent. She had gave me many good advices on insurance & financial plans. She went willing to extra extra miles to take up my dad's acct when he was diagnosed with cancer! I am very happy with her excellent service! She is the best agent I even encountered!

    Noah Tan - Strategic Procurement Manager

  • Prompt and swift claims processing

    I am absolutely delighted with the service provided by Crystin. She is prompt and efficient in answering to my queries. She assist to submit my claims and the claims are processed swiftly. Thank you Crystin.

    Lin Xuehui - Accounts Executive

  • Passionate and helpful consultant

    Crystin is prompt and efficient in my claims. Appreciate her help. Keep it up, be a passionate and helpful insurance consultant to help others in similar ways always.

    Simonn Chia - M&E Supervisor

  • Helpful and wonderful service

    I'm really grateful to Crystin for her wonderful service and advice for me and my mum. As someone who is not very well-versed in insurance policies, she was able to provide clear and simple explanation to all my queries. She has also been very helpful and reliable during recent times in need too.

    Once again, thank you Crystin for your help and support. I really appreciate what you have done for me and my mum 🙂

    Jenny Tan - System Analyst

  • Someone genuinely who care for her clients

    Knowing Crystin as a colleague and friend for more than 10 years. I must say that her passion and professionalism is top notch! She genuinely care for her clients and always placed their interest in front of hers. Her going extra miles for her clients is something so precious too! She is such a gem! If I am not an advisor? She will be my consultant! Great job Crystin!

    Karen Faith Koh - AIA MDRT Chief Ambassador

  • Professional in advising client

    AIA insurance coverage offers the best coverage in my opinion because it is worth every cents of the premium. I was admitted to A&E for kidney stones recently and had to undergo two operations. AIA was professional in settling my claims. Crystin's service is the icing on the cake as her team helped with my claims seamlessly. This is the reason why I choose AIA for my insurance protection.

    James Tan - Banker

  • Efficient in After Sales & Claims Processing

    Crystin is very efficient in her paper works and her communications like explaining the policies' essential points and claim matters. She recommended only necessary new policies that served our needs and still keep in touch promptly with us on most matters. Keep up the Good Work, Crystin.

    Katheriene Ang - Business Owner (Retired)

  • Reliable FA

    Crystin has been handling my family's insurance for past 3-4 years. She has been very reliable and prompt with her replies. I highly recommend her! Thank you Crystin!

    Joaane Seo - Dentist

  • Reliable and someone whom clients can trust

    Crystin has been the most consistent advisor for me and my family. Very reliable and dependable! Thank you Crystin!

    April Lee - Teacher

  • Responsive Advisor

    Crystin is my health insurance adviser from AIA. Anytime, I have a question or concern, her responds very fast and solve my issues. Thanks for everything Crystin. I appreciated for your help.

    Myo Thein Htun - Engineer

  • Great financial advisor

    Crystin has been managing our family portfolio and we are very happy with her service and prompt reply when we need advice.

    Lim Seng Wee - Business Owner

  • Smooth claims processing

    With Crystin and her team handling my family’s insurance, I feel very secure. She is very patient, diligent and widely knowledgeable on all questions that we may have. Our claims are always processed swiftly and we are very happy having her taking care of us.

    Ira Cruz - Homemaker

  • Efficient advisor

    Very pleased with the service. Efficient and a pleasure to deal with! No problems whatsoever with the service. Many thanks. Roy

    Roy Greenfield - Civil Engineer

  • Sincere FA whom will not hard sell

    We are very pleased and glad to have a reliable insurance agent whom we can count on. Crystin is not like any other insurance agent who try to hard sell or cross sell products. Whenever we do our review, she would see what is lacking in our portfolio and share with us the products or latest promotions that will suits our needs. She also follow through our claims and ensure our queries are addressed accordingly. We had a few insurance agent but no one come close to her and we are appreciative of her effort and service. and will highly recommend her to our family and friends

    Koo Chen Hwee - Banker

  • An Amazing Agent

    Crystin has supported me the last 12 years. Her keen financial eye and kind heart has meant that I have invested well through the policies she has recommended for myself and my children. Now that my children have grown up, she is their financial agent helping them navigate through the confusing world of protection and investment. I have recommended her to many friends who have now become her clients. Crystin has been amazing in her support from the tiniest of matters to the greatest. She started as an agent but has become a beloved family friend. The trust I have in her is tremendous and she has never ever made me regret that. Thanks, Crystin for always being there when I needed you and for continuing to be there. You are priceless.

    Geraldine Rita - Educator

  • Patient, honest and dedicated advisor

    Crystin's greatest asset is her integrity. She genuinely looks to my best interest in terms of my insurance needs. I have not found anyone who is as prompt, patient and dedicated in after sales service as Crystin. I can rely on her complete honesty and thoroughness. I think her faith had something to do with this.

    John Ang - Retired University lecturer

  • Friendly, approachable agent

    I first got to know Crystin when I was still a young single professional looking starting to plan for my future. She has steadfastly continued to be a friendly, reassuring and approachable face whenever I needed any advice and given me invaluable insight as my needs have evolved, guiding me as I navigated my career, got married and as my family has grown.

    I could not recommend her more. Thank you Crystin!

    Melvin Phua - Medical Professional

  • Caring and well informed

    Crystin is a caring and well informed consultant. My impression of insurance consultant changes with her. She takes pride in her work and never loses her patience. I’m most pleased to have her helped with managing my entire families policies. Great job Crystin!

    Heather Ng - CPA

  • Unique Agent who will go extra mile

    In my career, it is essential for me to meet people and interact with them. As an individual, Crystin displays unique qualities that sets her apart from her peers. She would often go the extra mile for people around her, and demonstrate gratitude even when her efforts made all the difference. I am certain that Crystin will continue her good work as your preferred Family Advisor!

    Jaydee Quek - Associate Director, CO Wealth

  • Helpful and offers good advices to Clients

    Crystin is always so professional in the recommendation of the policies that is important and useful for me. She is also very helpful and always give good advices. Importantly she is also very sincere and very experience in this industry. No doubt to look for her if you are looking for good advisor! Keep up the good work Crystin!

    Jey Yeoh - Sales Manager

  • Patient & Knowledgeable FA

    During my recent surgery and hospitalization, Crystin and Geraldine have been most helpful. I will be lost if not for their patience and understanding in all my queries. They have answered my questions promptly and professionally. Even during my choice of which is the best insurance policy, Crystin has been most patient and knowledgeable in answering and helping me chose the most appropriate policy. She is definitely very professional and knowledgeable in her products.

    Thank you for always being there for me whenever I have doubts and questions regarding my policies.

    Caroline Goh A B - Administrator

  • Professional Advisor

    Crystin is professional. Her sincere advice make my family and I confidently select the correct insurance plans that we want. When comes to claims, she gets back to us promptly and clear our doubts and queries immediately. I am thankful for her assistance. I strongly recommended Crystin to my friends and relatives.

    Koh Joo Chew - Supervisor

  • Helpful, Understanding & Sincere Agent

    Right from day 1, Crystin has never failed to look out for us as a family, to ensure our needs are taken care of, and always helping us to understand and see what we should be thinking and considering about - be it family, children, savings, retirements, wealth management etc

    Even when we had big challenges getting basic medishield coverage for our first born due to some initial uncertainties birth wise, even when almost every other insurer reject us and slam the door shut on us, only Crystin walk through the entire journey with us for 3 years up until she got proper coverage.

    Even when we had doubts on what we should do to secure our retirement/children education financially, she always make it a point to make sure we understands our options and explain and re-explain again (despite me asking it so many times)

    Even when a love one had to go through certain medical uncertainties recently, she walked through the journey with us, taking away the headaches for us from an insurance pov, and even offering options and do planning with us to address the current needs, even if we decide not to go through it (after countless questions)

    And I am sure she does this for all her clients. That's what set Crystin apart from all the agents I have had work with so far.

    With Crystin, I know for sure our family financial and health future is safely considered and planned in her hands. With Crystin, it is a journey she walks with us, and for that we are thankful!

    Thanks Crystin!

    Daren Tay - Cyber Security Sales

  • A Caring & Responsible advisor

    Crystin is extremely prompt and professional as an insurance agent. Finally we found a responsible and caring insurance 'consultant' like her. Anytime I have a question or concern with my insurance policies, she will works on my concerns right away. I would highly recommend her to anyone here.

    Chong Yik Fei - Service Manager

  • Genuine & sincere financial planner

    I've known Crystin for 10 over years, she is smart, knowledgeable and genuine in her profession. I can fully rest assured to let her handle my family financial planning. Crystin is always helping us with our claiming issues in a swiftly manner! Glad to have her as a trustworthy friend and financial planner.

    Marie Chen - Homemaker

  • Caring & non-pushy Agent

    I am very blessed to have Crystin as my longtime Insurance Agent. She understands my interest at heart and is not pushy at all.

    As I underwent major illness recently, Crystin was always by my side assisting in my queries that we have with my insurance policies and claims. Everything was taken care of promptly and without any hassles. She went the extra mile in helping us out when we were faced with issues that were not even within her scope of service. For this, I am forever grateful to her. You can feel her warmth, her caring spirit and her earnest intent to help which set her apart from other agents in the industry.

    Ashley Huang - Homemaker

  • Sincere and Understanding FA

    Crystin is very sincere and passionate when it comes to advising. She spent a great of time understanding 13 of my policies from different insurers, collate, summarised and present it to me as a timeline/timeframe. After seeing the big picture then we zoom into area which I am lacking or area where I overdid. I always felt FA are salesman but every meeting with Crystin felt like a good friend I've not seen in a while!

    Maruli - Business Analyst

  • Outstanding & Professional

    Crystin is an outstanding advisor who is professional and aims to help us in getting our insurance needs amply covered. She is there when you need her and will reply promptly to requests and queries. Strongly recommended to everyone who seeks to have a dependable health and wealth guide.

    Ronnie Yong - Project Manager

  • Sincere Advisor

    Hi Everyone out there!

    I bought my first policy 14 years ago and I never heard from that agent again. In another situation, I even lost half of my principle sum invested because I was left to my own devices to manage my investment. I had countless other bad experiences with Financial Planners and Financial Institutions where my best interest was not taken into consideration.

    Meeting Crystin was a breath of fresh air as she proved that not all agents are mercenaries. She is very professional and regularly reviews my financial status even though I am not a wealthy client. She is sincere in understanding my circumstances and proposes practical solutions to pre-emptively address gaps in my needs. Her effective and direct approach gives me a lot of confidence that I requested she manage my entire financial portfolio. She is a blessing to the industry and I highly recommend her services to my family as well as friends.

    Mervyn Heng - Cybersecurity Specialist

  • Resourceful & Knowledgeable

    Hi All new career starter, Crystin is resourceful & knowledgeable in comprehensive wealth management. She helps me to effectively kick start my portfolio at the pace i am comfortable with. Regular updates from her also give me an assurance that my finances are in good hand. I recommend every young graduate to speak to her to have a good headstart.

    Javier Mok - Millennials Investor

  • Experienced and Sincere Agent

    Hi all parents I have obtained extensive financial coverage these few years, which has made me feel more secure. When my needs and priorities changed, she is always available to provide timely advice. One example would be the birth of my first daughter.

    Although she is at risk of a hereditary disease, Crystin sought out the best possible financial policy for us so that my daughter is more insured. Crystin will make an effort to know what my needs are at different stages in my life. She is also well-informed about current financial trends and other financial companies' policies. Hence, she is able to provide useful and practical advice. Crystin is also sincere in knowing more about her clients and is able to make them feel at ease with her good interpersonal skills.

    Pauline Wong - Teacher

  • Reliable & trustworthy

    As a career woman and being a mother, time is really an asset. Through Crystin I receive great help in putting my finances in order. She is reliable, transparent, resourceful and knowledgeable. This helps me to save alot of valuable time and achieve financial progress effectively.

    Tricia Lim MingYen - Management Executive

  • Highly recommended Financial Advisor!

    Hi all I have benefited from Crystin's truthfulness and especially in advising me to get the correct policies for my family. I also like her promptness in replying to my messages. When it comes to family financial planning, she is surely my recommended choice. She is genuine and sincere, an asset and a great advisor!

    Anny Rita - Medical Professional

  • Best Financial Advisor

    Crystin goes all the way out to help us by giving her best advise in terms of our insurance programme and child investment plans. Therefore, the verdicts for her will be 1 of the best insurance agents I had ever met.

    She is a genuine person and that's the key factor of Crystin. She don't do hard selling to clients as she only recommend or customised the policy which best suits her clients needs.

    Steven Wuan - Project Manager

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