I’d give Ernest and Chris a 10/10 for the session that he had with me! They gave me a lot of clarity during the meeting as prior to meeting them, I just purchased what was recommended to me by my previous agent. But after the conversation I had with them, I now have a better understanding of what policies I have and how they are able to customize a portfolio that is suitable for me. I was also able to learn about the more technical aspects of the policies and have a clearer overview of how to plan ahead for my future! I’m appreciative of the time spent to breakdown what I currently have and how I can be able to enhance it better. I’m definitely able to trust Ernest as a friend and as a consultant in my future financial planning journey ahead! He is a sincere and trustworthy person that I know of and anyone that comes across him will be lucky to have met him!

As someone new to insurance, I found my discussion with Ernest to be incredibly helpful and reassuring. He explained everything in a simple, clear manner and made sure I understood all the options available to me. His friendly and patient approach made the entire experience enjoyable and easy to navigate. I feel much more confident about moving forward with my financial planning with him thanks to his excellent guidance!

Ernest did a good job in sharing with me on his team and how they help to value add to the families that they are protecting! Both Ernest and Chris were very good in what they do in terms of financial planning and they are both friendly and approachable. I had a lot of questions to ask but they were able to help give me clarity in every aspect from medical planning to wealth management. They were also able to customize a portfolio specifically to my needs and that is something that I have never encountered before! It is also the first time that I was interested to sit in and to listen to a sharing by a financial consultant, 10/10 for the whole sharing session! Very approachable, detailed and patient. Thank you for the sharing!

Ernest was very informative and engaging when we met him! He really goes the extra mile to explain what we have existing already and to make sure that we understand what we have and how to make it even better! He is definitely very helpful and was able to explain to us both very in depth and what we need to look out for in the future!

Ernest was really knowledgeable even though he is very new in this career and he is not the same as other financial advisors that I’ve come across. He was really passionate and was really understanding our needs and priorities and addressing them for us to let us have a better understanding of what we have currently and how to plan better towards our future! I’d highly recommend him to help you out even if you already have an existing agent!

Both Ernest & ZhengYao were very professional and were able to provide me with the details that I wanted with clarity. They were also very understanding of me and my wife’s situation and were able to bring more clarity to the situation. It was a pleasure to be able to work with them!

I found Ernest’s service to be excellent. The sharing was very good, and his attitude was positive and professional throughout. He also took the time to review my existing policies and provided clear, insightful explanations. Very appreciative of the guidance and clarity I received

Ernest & ZhengYao were very detailed in their explanation to us when it comes to education planning. Through the sharing they were able to provide us better clarity of what we need to take note of to plan for our kids, and what to look out for from the time the baby is born all the way to university. They were also very engaging and were able to share more than just educational planning but also in terms of how we can set aside funds to build towards our retirement while providing for our kids

Ernest is a dependable Financial Advisor who truly listens to my needs and offers the best solutions tailored just for me. His sincerity and non-pushy approach make working with him a pleasure. I appreciate how he gives me ample time to consider each product and patiently answers all of my questions. I’m extremely satisfied with his service and wouldn’t hesitate to recommend Ernest to any of my friends looking to review their policies!

Ernest provided outstanding service. His sharing was very thorough, and his positive attitude made the process enjoyable. He carefully reviewed my existing policies and offered valuable insights that brought me clarity. I am happy with the support and information he provided.

Ernest provided outstanding service with a focus on retirement planning and CPF. His insights were very thorough, and his positive attitude made the experience enjoyable. He reviewed my existing policies in detail and offered clear, valuable explanations that helped me understand my options better. I am extremely satisfied with the clarity and guidance he provided for my retirement planning and CPF.

Ernest made the financial planning process incredibly straightforward. His approach was simple yet comprehensive, making complex topics easy to understand. He maintained a friendly and casual manner throughout, which made the experience enjoyable and stress-free. I am very thankful with the clear and helpful guidance he provided.

Ernest instilled confidence with his clear and precise explanations. He provided exceptional clarity on all financial matters and never beat around the bush. His straightforward approach ensured that I fully understood my options. I am very satisfied with the direct and effective guidance he provided.

Ernest provided an excellent service with no hard sell! Which is a first for me! He took the time to review what I already had and offered advice tailored to my specific needs. His approach was both thoughtful and personalised, making the experience very satisfying.

As someone new to financial planning, I was initially overwhelmed, but Ernest made the process smooth and approachable. He explained everything clearly and tailored his advice to fit my starting point. His straightforward and supportive approach gave me the confidence I needed to begin planning for my future. I’m very pleased with the guidance and support he provided.